Access to Healthcare
New Health Insurance Options
Health Insurance Exchanges (HIE) under the Affordable Care Act (ACA) opened across the country on October 1, 2013. Through the exchanges, heath insurance coverage will be available to the general public regardless of current health status.
The NRC provides a state-by-state summary of information about Health Insurance Exchanges (HIE) and Medicaid Expansion to make it easier for consumers to understand what is currently available in their locations.
Health Insurance Exchanges
The ACA established Health Insurance Exchanges, also known as “marketplaces”, in each state for proper health coverage expansion. The Health Insurance Exchange offers cost-effective options to uninsured individuals seeking the most suitable and affordable health plans. Each state may establish and run the exchange in their state, or defer responsibility to the federal government.
Under the Healthcare law, states have the ability to expand Medicaid coverage with federal funds to individuals with incomes at or below the federal poverty level. This expansion includes adults under the age of 65, who have not been previously eligible in most states.
The new enrollment period for 2015 begins on November 15, 2014. For the latest information on Health Insurance Exchanges and Medicaid Expansion by State, please visit the Health Equity and Leadership Exchange Network (HELEN) website. If you have not yet become a HELEN member, please do so today to access these resources.